Are you are deciding between a Mature estate and a Non-Mature Estate, but do not know which is a better option for you? In this post, I'll break down the pros and cons of both types of estates. What is the Maturity of an Estate? First, we
Are you ready for one of your biggest investments of your lifel?!Since everybody’s dream home and financial situation is different, I figured that it’ll be better to teach you how to do the calculations yourself for your own situation and provide you with an example.I’ll
Once you have assessed how much you need for your downpayment, there’s still one major obstacle standing between you and your home!That is the actual cash needed for your downpayment! Just to be clear, the downpayment is the initial amount of money you need to pay
Have you ever thought about what are the implications of choosing one over the other? Whether you choose to take up a HDB Loan or a Bank loan, you can pay your housing loan instalments using your savings in your CPF Ordinary Account(OA) or cash in
How do you survive in "The Most Expensive City In The World"? Well, here's one simple way, reduce your taxes! Here are 9 ways to help you save on your income taxes. 1. Claim All Appropriate Tax Relief First, any type of tax reliefs that apply to you,
You have just spent your life savings on your first home, but have you taken any measures to protect it?Many Singaporeans assume that HDB’s Housing Protection Scheme is all they really need to protect their precious homes!Thus, to clarify your doubts, here are 5 types
The importance of mortgage insurance should never be underestimated, but neither should you overpay for your insurance. Before we get into the meat of things, we first need to understand the basics. What is Home Protection Scheme(HPS)? HPS is a mortgage reducing insurance provided by CPF that protects
Are you unsure about who to trust for insurance advice? Confused about the type of insurance that you need and when you need them? Well, you’re not alone.The result of too many unethical agents and too little trustworthy sources to rely on has caused so
Wouldn’t it be great if someone could pay a portion of your monthly home loan installments for you?Unfortunately, most of us aren’t lucky enough to meet such a kind-hearted soul. Thus, we need to depend on ourselves. However, there is a limit to how many hours
Should I rent or should I buy? When should I refinance my loan? How much should I spend on my dream home?Here are 4 handy rule of thumbs that could provide with you the answers to your questions. 1. Rule of 15 Have you ever wondered whether it